It’s no surprise that many people in the US have financial issues, but to realize that you’re one of them can come as a shock. Financial hardship isn’t only for those who are irresponsible with their money. Sometimes circumstances outside of your control can eat away at any extra money you have. An expensive repair to your car, an unavoidable visit to the doctor’s, and a surprise plumbing issue can seemingly ambush you all at once. When these expenses are out of your current means, a short-term, small dollar loan is a simple way you can keep your finances on track.
Many people think their only loan option is through their banking institution, but often the kind of loans banks issue aren’t the loans that you need. They take longer to acquire, as the bank requires multiple meetings to assess if you meet their criteria. This usually means a certain amount of money needs to be in your account already and that you have a good credit score. When you don’t have one or both of these, a bank will turn down your application. All of that time wasted is a bitter pill to swallow considering you’re still left with the same bills – only now with more interest.
If your bills and repairs are due soon, you can’t waste your time like that. Short-term, small dollar loans are quick and convenient alternatives to those loans you can’t get from the bank. When issued by a direct online lender, the time it takes to apply and receive your loan is drastically reduced. Because all of their business is done over the Internet, your qualification can be instantly determined. If you’re approved, your loan can be wired to your bank account in as little time as one business day. Imagine being able to pay off your mechanic within 24 hours of getting your loan!
Trusted direct online lenders make their application process as simple as possible. Any American citizen or permanent resident over the age of 18 can apply. As long as you have a bank account, proof of income, and an email address to communicate with, you can see if you qualify. If you apply online at MoneyKey.com, you won’t need a certain amount of money already saved or a stellar credit score. They understand that not everyone is in the position to have either of these when they need small dollar loans, so they’ve made an application process that doesn’t penalize anyone for their financial status.
Small dollar loans can come in sizes between $200 and $1,000, meaning you can make short work of those one-time repair bills and surprise medical prescriptions. So get online and find a direct online lender that will offer quick and convenient short-term loans today.